Great, so you are ready to buy a home!! With so much misinformation circulating on the web, online forums and in general conversation with others, let’s have a quick look at what you can do to make sure that your dream home purchase do not get derailed by some all too common mistakes.

When it comes to home buying, there are certain things that you should be doing and others that you should NOT! With that being said, here are the 10 commandments of home buying.

You have been warned!!

            Graphic by: Lighter Side of Real Estate

    The Ten Commandments of Buying a Home

     I.  Thou shalt not change jobs, become self-employed or quit your job
    II.  Thou shalt not buy a car, truck or van (or you may be living in it!).
  III.  Thou shalt not use credit cards excessively or let current accounts fall behind.
   IV.  Thou shalt not spend money you have set aside for closing.
     V.  Thou shalt not omit debts or liabilities from your loan application.
   VI.  Thou shalt not buy furniture on credit.
 VII.  Thou shalt not originate any inquiries into your credit.
VIII. Thou shalt not make large deposits without checking with your loan officer.
   IX.  Thou shalt not change bank accounts.
    X.   Thou shalt not co-sign a loan for anyone.

The Takeaway:

With consumers being bombarded by  vast amounts of misinformation these days, home Buyers would do well to speak with a competent real estate professional and lender, in order to help make sure that their dream home purchase does not get derailed by some all too common mistakes.

Call or text me today at 727.755.3434 and I would be glad to talk with you about Making Your Dream Purchase a Reality!!